01
Book criteria set
Product lines, renewal revenue, geography, carrier mix, and deal size define the book you want.
Buyer-driven · Off-market · Private
Your next insurance book isn’t listed. We’ll find it.
Private off-market book sourcing for agencies, FMOs, IMOs, and qualified buyers—matched by product line, renewal revenue, geography, carrier mix, and deal structure.
Initial focusMedicareACALifeGroup Benefits
Anonymous opportunity · EXAMPLE
Medicare renewal book
Annual renewal commissions$240K–$280K
RegionSoutheast
Seller timeline60–90 days
93match
Qualification signals
Owner intentConfirmed
Core economicsSeller-reported
Owner permissionApproved
Supporting documentsPending
Seller has approved anonymized matchingFirst look · 18h left
01 Off-market book sourcing
02 Owner and book qualification
03 Private first-look access
04 Owner-controlled disclosure
Example leads clients can receive
Qualified insurance-book leads, packaged for acquisition review.
Representative lead profiles
These representative composite examples show how prospective off-market books can be presented to a buyer. Open any lead to review the economics, book mix, transition plan, and diligence considerations. They are not current listings or available inventory.
Example client lead library · 13 leads
Scan the commissions. Open the leads that fit.
Every example lead begins with geography, product line, and annual commission range. Select a row to reveal the full buyer-facing brief.
LEAD-317Medicare renewal bookSoutheastAnnual renewal commissions$360K–$420K
Policies3,100–3,500
Persistency range91–94%
Largest carrier31%
Seller horizon4–6 months
Product mix
82% Medicare Advantage
12% Medicare Supplement
6% ancillary
Proposed sale
Full book divestiture; seller open to up to 12 months of transition support.
Carrier and upline review
Buyer licensing, appointments, and carrier or upline approvals would require confirmation.
Succession-drivenMulti-carrierService team in place
LEAD-442Group benefits + ACA agencySouthwestAnnual gross commissions$520K–$610K
Employer groups125–150
Covered lives2,000–2,400
Largest carrier24%
Team4 employees
Product mix
54% group health
28% ACA
18% dental, vision & disability
Proposed sale
Agency asset transaction preferred; owner available for a 6–9 month relationship handoff.
Carrier and upline review
Group contracts, producer-of-record requirements, and carrier approvals would remain subject to diligence.
Recurring group baseDiversified mixTransition team
LEAD-508Life, annuity + disability trailsMidwestAnnual recurring and trail commissions$210K–$260K
Households1,050–1,300
Revenue lines3 recurring
Top 3 carriers52%
Seller horizon3–6 months
Product mix
48% life renewals
34% annuity trails
18% disability
Proposed sale
Full renewal-book sale with an 18-month transition and retention-focused handoff.
Carrier and upline review
Vesting, assignment rights, appointments, and trail ownership would require contract-level review.
Long-tenured clientsDiversified trailsFlexible handoff
LEAD-611Medicare Advantage + Supplement bookNortheastAnnual renewal commissions$285K–$335K
Policies2,250–2,600
Persistency90–93%
Largest carrier34%
Owner horizon6–9 months
Product mix
76% Medicare Advantage
18% Medicare Supplement
6% dental & vision
Proposed sale
Full-book retirement sale with up to 12 months of owner transition support.
Carrier and upline review
Licenses, appointments, FMO relationships, and carrier assignment rights would require confirmation.
Retirement-drivenMulti-carrierStructured handoff
LEAD-624ACA individual-market bookSoutheastAnnual renewal commissions$175K–$215K
Enrollments3,800–4,400
Renewal retention82–87%
Largest carrier42%
Owner horizon3–5 months
Product mix
88% ACA individual market
12% ancillary products
Proposed sale
Full-book sale with a coordinated enrollment-season servicing handoff.
Carrier and upline review
Book-of-record requirements, carrier approvals, and servicing responsibilities would require review.
Dense policy baseEnrollment-season planAncillary upside
LEAD-638Group benefits agencyMidwestAnnual gross commissions$690K–$780K
Employer groups165–190
Covered lives3,100–3,600
Largest carrier28%
Team5 employees
Product mix
61% group health
24% dental & vision
15% disability & life
Proposed sale
Agency asset sale with the owner available for a nine-month relationship transition.
Carrier and upline review
Book-of-record status, producer agreements, carrier contracts, and staff continuity would require review.
Recurring employer baseOperating teamBalanced carrier mix
LEAD-652Life + annuity trail bookMountain WestAnnual recurring and trail commissions$320K–$380K
Households1,450–1,700
Revenue lines3 recurring
Top 3 carriers55%
Owner horizon6–12 months
Product mix
44% life renewals
39% annuity trails
17% disability income
Proposed sale
Full renewal and trail sale with an 18-month relationship handoff.
Carrier and upline review
Vesting, assignment rights, appointments, and trail ownership would require contract-level review.
Diversified trailsLong-tenured householdsExtended transition
LEAD-667Medicare + ACA bookSouthwestAnnual renewal commissions$455K–$525K
Policies4,800–5,400
Persistency89–92%
Largest carrier29%
Owner horizon4–7 months
Product mix
68% Medicare
25% ACA
7% ancillary products
Proposed sale
Full-book sale with the owner open to a 12-month part-time transition.
Carrier and upline review
Licensing, appointments, carrier assignment, and FMO requirements would require confirmation.
Large policy baseCross-market mixOwner support
LEAD-681Employee benefits agencyMid-AtlanticAnnual gross commissions$880K–$990K
Employer groups205–235
Covered lives5,600–6,400
Largest carrier23%
Team7 employees
Product mix
58% group medical
26% dental & vision
16% life & disability
Proposed sale
Agency asset transaction with a nine-to-twelve-month leadership transition.
Carrier and upline review
Book-of-record documentation, employee retention, client contracts, and carrier approvals would require review.
Institutional scaleLow carrier concentrationExperienced team
LEAD-694Final expense + life renewal bookSouth CentralAnnual renewal commissions$160K–$195K
Policies1,850–2,150
Persistency85–89%
Top 3 carriers49%
Owner horizon3–6 months
Product mix
72% final expense
21% term & permanent life
7% ancillary products
Proposed sale
Full-book sale supported by a structured client communication and servicing handoff.
Carrier and upline review
Vesting, chargeback exposure, assignment rights, and appointments would require review.
Recurring renewal baseDiversified carriersDefined handoff
LEAD-708Senior market bookGreat LakesAnnual renewal and trail commissions$540K–$620K
Policies3,900–4,500
Households3,100–3,600
Largest carrier27%
Owner horizon6–9 months
Product mix
63% Medicare
22% annuity trails
15% life renewals
Proposed sale
Full book and related agency assets with up to 12 months of owner support.
Carrier and upline review
FMO relationships, carrier approvals, vesting, and buyer licensing would require confirmation.
Senior-market focusThree recurring linesModerate concentration
LEAD-721Disability + life blockNortheastAnnual recurring commissions$245K–$295K
Households1,100–1,350
Employer cases45–60
Top 3 carriers57%
Owner horizon4–8 months
Product mix
51% individual disability
33% life
16% small-group voluntary
Proposed sale
Renewal-rights sale with a 12-month relationship and producer handoff.
Carrier and upline review
Book-of-record status, assignment rights, group consent, and carrier appointments would require review.
Specialty protection mixHousehold relationshipsTransition support
LEAD-736Multi-line benefits agencyWest CoastAnnual gross commissions$735K–$850K
Employer groups175–205
Covered lives4,400–5,100
Largest carrier21%
Team6 employees
Product mix
49% group health
27% ACA
24% dental, vision & disability
Proposed sale
Agency asset sale with the team expected to remain and a six-to-nine-month owner transition.
Carrier and upline review
Licensing, book-of-record documentation, carrier contracts, and staff agreements would require review.
Diversified revenueTeam continuityLow carrier concentration
How private book sourcing works
You define the book. The network creates the access.
The sourcing engine stays behind the curtain. You see a clear path from acquisition criteria to a matched, owner-approved opportunity.
Your book criteriaPRIVATE SOURCING ACTIVEOwner-approved introduction
02
Off-market search activated
The private network looks beyond public listings for owners considering succession or a book sale.
03
Book profile built
Owner intent, renewal economics, product mix, persistency, and transition expectations are organized for review.
04
Private first look
A qualified buyer receives a controlled review window on a book matched to its acquisition criteria.
05
Authorized introduction
When a verified buyer accepts, the network uses the owner’s recorded advance authorization to make one direct email introduction.
Book-first matching. Every opportunity is evaluated against the product mix, renewal revenue, geography, and structure you want.
Private introductions. Owner identity and direct contact stay protected until a verified buyer accepts under the owner’s recorded authorization.
Clear delivery standard
Know exactly what you are paying for.
We distinguish early seller interest from a completed matched profile—and distinguish both from an authorized introduction.
24h
Initial first-look window. A pass or expiration routes the opportunity to the next eligible buyer.
Positive response
Not a deliveryAn owner has replied with possible or current interest, but has not completed qualification.
Matched book profile
Dashboard deliveryA qualified, anonymized book profile that fits your active acquisition criteria has been delivered.
Authorized introduction
Primary delivery eventYou accept, we confirm the seller’s advance authorization is still active, and we send the email introduction.
Built for qualified book buyers
For buyers who know what they want—and can close.
The network is designed for established agencies, FMOs, IMOs, NMOs, consolidators, and experienced insurance operators with the licenses, appointments, capital, and servicing capacity to close.
Buyer types
FMOs, IMOs & NMOs
Established agencies
Experienced operators
Agency consolidators
Book criteria
Product and geography
Renewal revenue range
Carrier mix and concentration
Timeline and transition
Initial focus
Medicare & ACA
Life & annuity
Group health
Dental & disability
Private Book Acquisition Program
A dedicated off-market search, built around the book you want to acquire.
Private owner sourcing and book matching for qualified buyers ready to acquire renewal revenue now.
Book acquisition criteriaOff-market owner sourcingOwner and book qualificationAnonymized book profilesPrivate first-look accessOwner-approved introductions
Monthly delivery objective4–8
completed, matched book profiles
Expected from those profiles≈ 2–4
authorized introductions
These are program objectives—not guarantees or established historical averages. Results depend on the breadth of your book criteria, owner response, qualification, and active seller authorization.
Questions, answered
The important details, before you engage.
Is this an open marketplace?
No. We run a curated, buyer-driven acquisition network. Opportunities are matched and routed sequentially rather than posted publicly or broadcast to every buyer.
What makes a book opportunity qualified?
The authorized agent or agency owner has confirmed openness to a sale or transition, provided the core book economics and timing, fits an active buyer profile, and approved anonymized matching.
Is every number independently verified?
No. Each brief should distinguish seller-reported information from document-supported or independently verified information. Verification status and unresolved diligence items remain visible.
What happens when I accept a match?
Acceptance pauses broader routing. When the buyer remains fully eligible and the seller’s recorded advance authorization is active, the network can make one direct email introduction without a second seller-approval step.
Do you guarantee a certain number of deals?
No. The program uses delivery objectives, not unconditional guarantees. Results depend on the breadth of your book criteria, owner response, seller approval, carrier or upline transferability, and buyer readiness.
Do you charge a closing fee?
The current offer is the $5,000 monthly Private Book Acquisition Program only. No transaction-based fee is part of this engagement.
A more focused way to buy
The best opportunities rarely begin as listings.
Tell us the book you want to acquire. We’ll build the private search around it.
Request private access Qualified buyers · One book profile · 90-day sourcing engagement